Owning a home is one of the most rewarding achievements in life. Protecting your home is essential, not only for liability and financial reasons, but for peace of mind.
Homeowners insurance is absolutely crucial to maintaining financial stability and the well-being of your home in the event of a substantial loss. It takes a good amount of money to purchase a home, and many consumers do not have the means to fully replace their home without the assistance of insurance. The last thing any homeowner wants is to be caught off-guard by a home repair bill after a sudden incident for which the homeowner is not at fault. A good homeowners insurance policy will protect you from bearing those costs alone and allow you to repair your beloved property.
A basic homeowners policy is designed to cover the structure of your home along with personal property, liability and any other structures on your property. The protection for liability could be for property damage or injuries caused to other people by you, your family or possibly your pets. Many companies offer extra coverage options that can be added onto your policy; such as home equipment breakdown, backup of sewage, and identity theft coverage.
Every insurance company is different, and our insurance agents will tailor your coverage to fit you, your home, your lifestyle, and your budget. At American Diversified Insurance Services, Inc. we consider you family, and what happens to you happens to us. We want to make sure you have the coverage you want and need. Start your free quote online today or give us a call to speak with one of our agents about your home and how to protect it.