Business License #0711817
American Diversified Insurance Services, Inc. is a family-owned, independent insurance agency serving California since 1980. We started as Adams Insurance with just a few small offices in the Sacramento area and quickly grew through strong partnerships.
In 2006, we joined forces with Vanderlip Insurance of Folsom, a trusted local agency since 1978. Together, we operated as Vanderlip and Adams Insurance for the next decade, staying focused on delivering quality coverage and personalized service.
In 2016, we officially returned to our incorporated name—American Diversified Insurance Services, Inc. In 2021, we relocated our office from Folsom to El Dorado Hills, where many of us proudly live and work today.
Principal
Email: radams@amerdiv.com
Hi, I'm Reggie, owner of American Diversified Insurance Services. I’m married to my high school sweetheart, Jackie, and together we have three daughters, son-in-laws, and a growing group of grandkids. We love spending time with our family and enjoy RV trips together.
As a Christ follower with a passion for serving others, both locally and globally, I bring over 35 years of insurance experience to our agency. I’m honored to continue helping families throughout California protect what matters most.
Personal Lines Agent
Email: valerie@amerdiv.com
I'm Valerie, and I've been with American Diversified since January 2009. Each day, I continue to learn about the ever-evolving insurance industry. Since 2011, I've been recognized as one of the Sacramento Region's best Home and Auto Insurance Professionals.
I’m passionate about helping people and making a positive impact. Outside of work, I love spending time with my husband, son, daughter, and enjoying activities like camping, boating, traveling, and organizing community events. When I have free time, you’ll likely find me listening to true crime podcasts!
Office Manager/Personal Lines Agent
Email: jessica@amerdiv.com
I’m Jessica, and I’ve been with American Diversified since 2006. I love helping others, whether it’s answering questions or solving issues. Our team feels more like family, and I look forward to what each day brings.
Outside of work, I enjoy spending time with my husband, our two sons, and our dog, who’s like another son to us. We’re very involved in our local church, serving in the junior high and high school ministry. In my free time, I love camping, reading, traveling, and cruising.
Reception/CSR
Email: miraya@amerdiv.com
I’m Miraya, and I joined American Diversified in February 2020. I enjoy connecting with people and am passionate about expanding my knowledge in the insurance field to better assist our customers.
I graduated from William Jessup University in 2019 with a BA in Visual Arts - Photography and a minor in Theology. Outside of work, I’m a Junior High Youth leader and enjoy spending time with my church community, family, and friends. As a new mom, I’m soaking up every moment with my husband, daughter, and our puppy. I’m also obsessed with Boba Tea!
Personal Lines Agent
Email: heather@amerdiv.com
I’m Heather, and I joined American Diversified in October 2020. With over 15 years of experience in personal and commercial claims and a degree in Business Finance, I now work remotely from Colorado on the agency side.
Outside of work, I’m kept busy with my husband and three sons. I love crafting, spending time at church, and being with my family and dogs. Life is full, but I wouldn’t have it any other way!
Personal Lines Agent
Email: leslie@amerdiv.com
Hi, I’m Leslie, and I joined American Diversified in 2025. I’m excited to help people learn about insurance and make it enjoyable for everyone.
After 10 years as a registered nurse, I was ready for a career change. Outside of work, I love spending time with my husband, son, daughter, and our Bernedoodle. We enjoy trying new foods, traveling, and in my spare time, I’m all about yoga and fashion.
Insurance Company Changes in the Home and Auto Marketplace
11/9/2022, 1:36:05 PM
Changes are happening in the Insurance Industry especially with home and auto insurance! What are they and do they affect you?
It’s Fire Season AGAIN…What you can do to protect your home!
6/5/2020, 2:39:01 PM
Well California, it’s fire season again. If you are like me than fingers crossed for an easy year! Today I left my house and the wind was already alerting my insurance brain. I thought, this is not good for fire season! Home insurance premiums, and auto premiums are increasing with many carriers and it is … Continue reading It’s Fire Season AGAIN…What you can do to protect your home!
Do you have coverage for delivery or ride sharing?
3/10/2020, 10:45:55 AM
Recently my husband and I took a trip to San Diego for my birthday. We had booked a cozy little cottage about a mile away from the beach and close to shopping so we didn’t have to rent a car. We didn’t plan on going any further than just the beach and to the grocery … Continue reading Do you have coverage for delivery or ride sharing?
It’s Fire Season AGAIN…What you can do to protect your home!
6/5/2020, 2:39:01 PM
Well California, it’s fire season again. If you are like me than fingers crossed for an easy year! Today I left my house and the wind was already alerting my insurance brain. I thought, this is not good for fire season! Home insurance premiums, and auto premiums are increasing with many carriers and it is … Continue reading It’s Fire Season AGAIN…What you can do to protect your home!
Do you have coverage for delivery or ride sharing?
3/10/2020, 10:45:55 AM
Recently my husband and I took a trip to San Diego for my birthday. We had booked a cozy little cottage about a mile away from the beach and close to shopping so we didn’t have to rent a car. We didn’t plan on going any further than just the beach and to the grocery … Continue reading Do you have coverage for delivery or ride sharing?
If the “Big One” hits, do you have Earthquake coverage?
1/16/2020, 11:13:40 AM
I love True Crime podcasts! They are a game changer. The other day I was listening away on one of my commutes and the hosts of my favorite podcast started talking about home buying. Now these ladies who host this podcast live in LA. One of them had stated that when she purchased her home … Continue reading If the “Big One” hits, do you have Earthquake coverage?
It’s Fire Season AGAIN…What you can do to protect your home!
6/5/2020, 4:39:01 PM
Well California, it’s fire season again. If you are like me than fingers crossed for an easy year! Today I left my house and the wind was already alerting my insurance brain. I thought, this is not good for fire season! Home insurance premiums, and auto premiums are increasing with many carriers and it is … Continue reading It’s Fire Season AGAIN…What you can do to protect your home!
Do you have coverage for delivery or ride sharing?
3/10/2020, 12:45:55 PM
Recently my husband and I took a trip to San Diego for my birthday. We had booked a cozy little cottage about a mile away from the beach and close to shopping so we didn’t have to rent a car. We didn’t plan on going any further than just the beach and to the grocery … Continue reading Do you have coverage for delivery or ride sharing?
If the “Big One” hits, do you have Earthquake coverage?
1/16/2020, 1:13:40 PM
I love True Crime podcasts! They are a game changer. The other day I was listening away on one of my commutes and the hosts of my favorite podcast started talking about home buying. Now these ladies who host this podcast live in LA. One of them had stated that when she purchased her home … Continue reading If the “Big One” hits, do you have Earthquake coverage?
It’s Fire Season AGAIN…What you can do to protect your home!
6/5/2020, 4:39:01 PM
Well California, it’s fire season again. If you are like me than fingers crossed for an easy year! Today I left my house and the wind was already alerting my insurance brain. I thought, this is not good for fire season! Home insurance premiums, and auto premiums are increasing with many carriers and it is … Continue reading It’s Fire Season AGAIN…What you can do to protect your home!
Do you have coverage for delivery or ride sharing?
3/10/2020, 12:45:55 PM
Recently my husband and I took a trip to San Diego for my birthday. We had booked a cozy little cottage about a mile away from the beach and close to shopping so we didn’t have to rent a car. We didn’t plan on going any further than just the beach and to the grocery … Continue reading Do you have coverage for delivery or ride sharing?
If the “Big One” hits, do you have Earthquake coverage?
1/16/2020, 1:13:40 PM
I love True Crime podcasts! They are a game changer. The other day I was listening away on one of my commutes and the hosts of my favorite podcast started talking about home buying. Now these ladies who host this podcast live in LA. One of them had stated that when she purchased her home … Continue reading If the “Big One” hits, do you have Earthquake coverage?
Do you have coverage for delivery or ride sharing?
3/10/2020, 12:45:55 PM
Recently my husband and I took a trip to San Diego for my birthday. We had booked a cozy little cottage about a mile away from the beach and close to shopping so we didn’t have to rent a car. We didn’t plan on going any further than just the beach and to the grocery … Continue reading Do you have coverage for delivery or ride sharing?
If the “Big One” hits, do you have Earthquake coverage?
1/16/2020, 1:13:40 PM
I love True Crime podcasts! They are a game changer. The other day I was listening away on one of my commutes and the hosts of my favorite podcast started talking about home buying. Now these ladies who host this podcast live in LA. One of them had stated that when she purchased her home … Continue reading If the “Big One” hits, do you have Earthquake coverage?
Tis the Season for Stressful Holiday Driving!
12/23/2019, 5:16:33 PM
Last week I was on pick up duty for my son’s last day of school before the holiday break. Typically I’m on drop off duty so I don’t get to see the traffic coming in and out of the school at the end of the school day. I should have known better. I drove into … Continue reading Tis the Season for Stressful Holiday Driving!
Do you have coverage for delivery or ride sharing?
3/10/2020, 10:45:55 AM
Recently my husband and I took a trip to San Diego for my birthday. We had booked a cozy little cottage about a mile away from the beach and close to shopping so we didn’t have to rent a car. We didn’t plan on going any further than just the beach and to the grocery … Continue reading Do you have coverage for delivery or ride sharing?
If the “Big One” hits, do you have Earthquake coverage?
1/16/2020, 11:13:40 AM
I love True Crime podcasts! They are a game changer. The other day I was listening away on one of my commutes and the hosts of my favorite podcast started talking about home buying. Now these ladies who host this podcast live in LA. One of them had stated that when she purchased her home … Continue reading If the “Big One” hits, do you have Earthquake coverage?
Tis the Season for Stressful Holiday Driving!
12/23/2019, 3:16:33 PM
Last week I was on pick up duty for my son’s last day of school before the holiday break. Typically I’m on drop off duty so I don’t get to see the traffic coming in and out of the school at the end of the school day. I should have known better. I drove into … Continue reading Tis the Season for Stressful Holiday Driving!
Do you have coverage for delivery or ride sharing?
3/10/2020, 10:45:55 AM
Recently my husband and I took a trip to San Diego for my birthday. We had booked a cozy little cottage about a mile away from the beach and close to shopping so we didn’t have to rent a car. We didn’t plan on going any further than just the beach and to the grocery … Continue reading Do you have coverage for delivery or ride sharing?
If the “Big One” hits, do you have Earthquake coverage?
1/16/2020, 11:13:40 AM
I love True Crime podcasts! They are a game changer. The other day I was listening away on one of my commutes and the hosts of my favorite podcast started talking about home buying. Now these ladies who host this podcast live in LA. One of them had stated that when she purchased her home … Continue reading If the “Big One” hits, do you have Earthquake coverage?
Tis the Season for Stressful Holiday Driving!
12/23/2019, 3:16:33 PM
Last week I was on pick up duty for my son’s last day of school before the holiday break. Typically I’m on drop off duty so I don’t get to see the traffic coming in and out of the school at the end of the school day. I should have known better. I drove into … Continue reading Tis the Season for Stressful Holiday Driving!
If the “Big One” hits, do you have Earthquake coverage?
1/16/2020, 1:13:40 PM
I love True Crime podcasts! They are a game changer. The other day I was listening away on one of my commutes and the hosts of my favorite podcast started talking about home buying. Now these ladies who host this podcast live in LA. One of them had stated that when she purchased her home … Continue reading If the “Big One” hits, do you have Earthquake coverage?
Tis the Season for Stressful Holiday Driving!
12/23/2019, 5:16:33 PM
Last week I was on pick up duty for my son’s last day of school before the holiday break. Typically I’m on drop off duty so I don’t get to see the traffic coming in and out of the school at the end of the school day. I should have known better. I drove into … Continue reading Tis the Season for Stressful Holiday Driving!
Purging your stuff is good for your Home Insurance?!
12/12/2019, 1:48:20 PM
If you were sitting with me at this moment you’d find out I have a holiday song stuck in my head. I’m pretty sure I haven’t heard this particular song today on my holiday Pandora mix, but I could be wrong. All of the holiday songs seems to blend into one big song on repeat … Continue reading Purging your stuff is good for your Home Insurance?!